Terms of Service
Effective May 2026
Overview
These terms govern your use of the services offered by Financial Clarity Coach, a personal financial coaching practice operated by Gautam Mehta. By booking a session or purchasing a service, you agree to these terms.
Coaching, Not Financial Advising
Financial Clarity Coach provides education and coaching only. Gautam Mehta is not a licensed financial advisor, certified public accountant (CPA), attorney, or insurance professional.
This practice does not:
- Manage investments or recommend specific securities
- Provide tax preparation or tax advice
- Offer legal advice
- Recommend insurance products
Any insights, frameworks, or recommendations provided during coaching are educational in nature. You are responsible for your own financial decisions and should consult licensed professionals for investment, tax, legal, or insurance matters.
Services & Payment
Financial Clarity Coach currently offers the following services:
- 360 Financial Audit (Clarity) — $750. A comprehensive audit of your financial picture with a written report.
- Clarity + Coaching — $1,500. Everything in the audit, plus three months of follow-up coaching.
- Ongoing Coaching Sessions — $350 per session, available after completing an initial engagement.
All payments are processed through Stripe. Pricing may change, but any changes will not affect services already purchased.
Cancellation & Refunds
Full refund if you cancel before data analysis has begun.
No refund once audit work has started. The work itself is the deliverable — once analysis is underway, that time and effort cannot be recovered.
If you have questions about where things stand before cancelling, just reach out.
Your Responsibilities
For coaching to be effective, you agree to:
- Provide accurate, complete financial data when requested
- Upload documents only through the secure client portal (Assembly)
- Not send sensitive financial data over email
- Be honest about your financial situation — the coaching is only as good as the information behind it
Confidentiality & Case Studies
Your financial data is kept confidential. Client data is uploaded through Assembly, a SOC 2 Type 2 certified portal, and is not shared with third parties.
With your permission, anonymized results from your engagement may be used in case studies or testimonials. No identifying details will be included without your explicit written consent.
Limitation of Liability
Financial Clarity Coach provides educational coaching. There are no guarantees of specific financial outcomes. Your results depend on your own decisions and actions.
To the maximum extent permitted by law, Financial Clarity Coach and Gautam Mehta shall not be liable for any indirect, incidental, or consequential damages arising from the use of these services.
Governing Law
These terms are governed by the laws of the State of Washington. Any disputes will be resolved in the courts of the State of Washington.
Changes to These Terms
These terms may be updated. Material changes will be communicated directly to active clients. Continued use of services after changes constitutes acceptance of the updated terms.
Contact
Questions about these terms? Reach out at gautam@financialclarity.cc.